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Alternative Payments

Alternative Payments

Online merchants, including US-based merchants, that want to accept European and other local payment methods such as open banking and SEPA direct debit through one integration.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

3 shared

7 unique to Alternative Payments · 16 unique to A-Pay

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5 features · 26 payment methods · 6 regions. We don't rank these — they're here for reference.
Alternative Payments Alternative Payments
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 10)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Credit Card Unique
—
✓
Crypto
✓
✓
Eps Unique
✓
—
Google Pay Unique
—
✓
Ideal
✓
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Pix
✓
✓
Przelewy24 Unique
✓
—
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Voucher Unique
✓
—
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Alternative Payments is best when you...

Online merchants, including US-based merchants, that want to accept European and other local payment methods such as open banking and SEPA direct debit through one integration.
View Alternative Payments

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Alternative Payments
Need High Risk Accepted
Not available with Alternative Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Alternative Payments doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Alternative Payments and A-Pay?
They share 3 payment methods and 0 regions. Alternative Payments adds Bancontact, BLIK, EPS and 4 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that Alternative Payments does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Alternative Payments or A-Pay?
Alternative Payments has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Alternative Payments and A-Pay?
Alternative Payments lists 0 regions and 10 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Alternative Payments and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Alternative Payments does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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