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Amazon Pay

Amazon Pay

E-commerce checkout

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

2 unique to Amazon Pay · 4 unique to A-Pay
Regions

3 shared

2 unique to Amazon Pay · 3 unique to A-Pay
Pay methods

4 shared

6 unique to Amazon Pay · 15 unique to A-Pay

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7 features · 25 payment methods · 8 regions. We don't rank these — they're here for reference.
Amazon Pay Amazon Pay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2007
2021
Headquarters
Seattle, Washington
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 10)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 5)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Amazon Pay is best when you...

E-commerce checkout
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Amazon Pay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Amazon Pay
Need High Risk Accepted
Not available with Amazon Pay
Want coverage in Africa, Middle East, Southeast Asia
Amazon Pay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Amazon Pay and A-Pay?
They share 4 payment methods and 3 regions. Amazon Pay adds Buy Now Pay Later, Debit Card, Diners Club and 3 more that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 12 more that Amazon Pay does not list; Amazon Pay also covers North America, Oceania; A-Pay also covers Africa, Middle East and 1 more.
Which is cheaper, Amazon Pay or A-Pay?
Amazon Pay has published rates from 2.9% + $0.30; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Amazon Pay and A-Pay?
Amazon Pay lists 5 regions and 10 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Amazon Pay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Amazon Pay settles in 1–2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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