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Amazon Pay

Amazon Pay

E-commerce checkout

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
2.9% + $0.30 vs Interchange + + $0.3
Features

2 shared

1 unique to Amazon Pay · 1 unique to Adyen
Regions

5 shared

3 unique to Adyen
Pay methods

9 shared

1 unique to Amazon Pay · 28 unique to Adyen
On licensing

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Show full specs
4 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Amazon Pay Amazon Pay
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Interchange + + $0.3
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2007
2006
Headquarters
Seattle, Washington
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 10)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners
✓
✓
Discover
✓
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb
✓
✓
Klarna Unique
—
✓
Maestro
✓
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 5)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Amazon Pay is best when you...

E-commerce checkout
Need Startup Friendly
Not available with Adyen
View Amazon Pay

Adyen is best when you...

Platforms & Marketplaces
Need Recurring Payments
Not available with Amazon Pay
Want coverage in Africa, Middle East, Southeast Asia
Amazon Pay doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Amazon Pay and Adyen?
They share 9 payment methods and 5 regions. Amazon Pay adds Buy Now Pay Later that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 25 more that Amazon Pay does not list; Adyen also covers Africa, Middle East and 1 more; only Amazon Pay offers Startup Friendly.
Which is cheaper, Amazon Pay or Adyen?
Amazon Pay has published rates from 2.9% + $0.30; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Amazon Pay and Adyen?
Amazon Pay lists 5 regions and 10 payment methods; Adyen lists 8 and 37. both cover Asia, Europe, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Amazon Pay and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Amazon Pay settles in 1–2 business days, Adyen in 1–3 business days.

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