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Ant Group

Ant Group

Chinese Fintech Ecosystem

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Ant Group · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

18 unique to A-Pay
On licensing

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Show full specs
6 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
Ant Group Ant Group
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2014
2021
Headquarters
Hangzhou, China
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 1)
Ach Unique
—
✓
Alipay
✓
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Ant Group is best when you...

Chinese Fintech Ecosystem
Need Enterprise
Not available with A-Pay
View Ant Group

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Ant Group
Need High Risk Accepted
Not available with Ant Group
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
Ant Group doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Ant Group and A-Pay?
They share 1 payment method and 1 region. A-Pay adds ACH, Amex, Apple Pay and 15 more that Ant Group does not list; A-Pay also covers Africa, Europe and 3 more; only Ant Group offers Enterprise; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Ant Group or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Ant Group and A-Pay?
Ant Group lists 1 region and 1 payment method; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ant Group and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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