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ArifPay

ArifPay

Ethiopian Digital Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
Transaction-based vs Custom
Features

1 shared

1 unique to ArifPay · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

2 unique to ArifPay · 5 unique to Alipay
On region

Alipay covers 8 regions; ArifPay covers 1. Verify directly with each provider before signing.

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Show full specs
3 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
ArifPay ArifPay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Transaction-based
Custom
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2021
2004
Headquarters
Addis Ababa, Ethiopia
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 4)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
M Pesa Unique
✓
—
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

ArifPay is best when you...

Ethiopian Digital Payments
Need Startup Friendly
Not available with Alipay
View ArifPay

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with ArifPay
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
ArifPay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between ArifPay and Alipay?
They share 2 payment methods and 1 region. ArifPay adds Bank Transfer, M-Pesa that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that ArifPay does not list; Alipay also covers Asia, Europe and 5 more; only ArifPay offers Startup Friendly.
Which is cheaper, ArifPay or Alipay?
ArifPay has published rates from Transaction-based; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ArifPay and Alipay?
ArifPay lists 1 region and 4 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ArifPay and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; ArifPay settles in 1–2 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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