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Atome

Atome

Retail and e-commerce merchants in Southeast Asia

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

0 shared

2 unique to Atome · 2 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

0 shared

2 unique to Atome · 7 unique to Alipay
On payment methods

Alipay supports 7 payment methods, 5 more than Atome. Verify directly with each provider before signing.

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4 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
Atome Atome
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2019
2004
Headquarters
Singapore
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 2)
Alipay Unique
—
✓
Bnpl Unique
✓
—
Digital Wallet Unique
—
✓
Installments Unique
✓
—
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

Atome is best when you...

Retail and e-commerce merchants in Southeast Asia
Need Low Fees
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View Atome

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Atome
Need Instant Payout
Not available with Atome
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
Atome doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Atome and Alipay?
They share 0 payment methods and 2 regions. Atome adds Buy Now Pay Later, Installments that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 4 more that Atome does not list; Alipay also covers Africa, Europe and 4 more; only Atome offers Low Fees, Startup Friendly.
Which is cheaper, Atome or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Atome and Alipay?
Atome lists 2 regions and 2 payment methods; Alipay lists 8 and 7. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Atome and Alipay compare on integration and settlement?
Alipay offers a sandbox, Atome does not list one; Alipay supports webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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