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Avarda

Avarda

E-commerce merchants, mainly in the Nordics, that want a white-label checkout with buy-now-pay-later (BNPL) options and invoices under their own brand.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

4 shared

9 unique to Avarda · 15 unique to A-Pay

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Show full specs
5 features · 28 payment methods · 6 regions. We don't rank these — they're here for reference.
Avarda Avarda
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 13)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Invoice Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobilepay Unique
✓
—
Open Banking Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Swish Unique
✓
—
Trustly Unique
✓
—
Upi Unique
—
✓
Vipps Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Avarda is best when you...

E-commerce merchants, mainly in the Nordics, that want a white-label checkout with buy-now-pay-later (BNPL) options and invoices under their own brand.
View Avarda

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Avarda
Need High Risk Accepted
Not available with Avarda
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Avarda doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Avarda and A-Pay?
They share 4 payment methods and 0 regions. Avarda adds Buy Now Pay Later, Digital Wallet, Installments and 6 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 12 more that Avarda does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Avarda or A-Pay?
Avarda has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Avarda and A-Pay?
Avarda lists 0 regions and 13 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Avarda and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Avarda does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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