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A

Axis Bank

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

5 unique to A-Pay
Regions

2 shared

4 unique to A-Pay
Pay methods

4 shared

1 unique to Axis Bank · 15 unique to A-Pay
On fees

Axis Bank uses custom pricing, quoted on engagement. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
Axis Bank
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
1994
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Upi
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East
✓
✓
Southeast Asia Unique
—
✓

Axis Bank is best when you...

View Axis Bank

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Axis Bank
Need High Risk Accepted
Not available with Axis Bank
Want coverage in Africa, Europe, Latin America, Southeast Asia
Axis Bank doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Axis Bank and A-Pay?
They share 4 payment methods and 2 regions. Axis Bank adds SWIFT that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 12 more that Axis Bank does not list; A-Pay also covers Africa, Europe and 2 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Axis Bank or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Axis Bank and A-Pay?
Axis Bank lists 2 regions and 5 payment methods; A-Pay lists 6 and 19. both cover Asia, Middle East. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Axis Bank and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Axis Bank does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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