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Azimo (Papaya Global)

Azimo (Papaya Global)

European Remittance Service

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From €0.99 per transfer vs Custom
Features

0 shared

2 unique to Azimo (Papaya Global) · 5 unique to A-Pay
Regions

3 shared

3 unique to A-Pay
Pay methods

2 shared

17 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 17 more than Azimo (Papaya Global). Verify directly with each provider before signing.

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Show full specs
7 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
Azimo (Papaya Global) Azimo (Papaya Global)
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From €0.99 per transfer
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2012
2021
Headquarters
Amsterdam, Netherlands
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort
✓
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 3)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Azimo (Papaya Global) is best when you...

European Remittance Service
Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
View Azimo (Papaya Global)

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Azimo (Papaya Global)
Need High Risk Accepted
Not available with Azimo (Papaya Global)
Want coverage in Latin America, Middle East, Southeast Asia
Azimo (Papaya Global) doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Azimo (Papaya Global) and A-Pay?
They share 2 payment methods and 3 regions. A-Pay adds ACH, Alipay, Amex and 14 more that Azimo (Papaya Global) does not list; A-Pay also covers Latin America, Middle East and 1 more; only Azimo (Papaya Global) offers Instant Payout, Low Fees; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Azimo (Papaya Global) or A-Pay?
Azimo (Papaya Global) has published rates from From €0.99 per transfer; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Azimo (Papaya Global) and A-Pay?
Azimo (Papaya Global) lists 3 regions and 2 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Azimo (Papaya Global) and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Azimo (Papaya Global) settles in Next business day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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