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Bancontact

Bancontact

Belgian Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Bancontact · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

5 unique to Bancontact · 6 unique to Alipay
On fees

Bancontact uses custom pricing, quoted on engagement. Alipay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
3 features · 12 payment methods · 8 regions. We don't rank these — they're here for reference.
Bancontact Bancontact
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
Next business day
Founded
1979
2004
Headquarters
Brussels, Belgium
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Apple Pay Unique
✓
—
Bancontact Unique
✓
—
Contactless Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
✓
—
Nfc Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Bancontact is best when you...

Belgian Payments
Need Low Fees
Not available with Alipay
View Bancontact

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Bancontact
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
Bancontact doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Bancontact and Alipay?
They share 1 payment method and 1 region. Bancontact adds Apple Pay, Bancontact, Contactless and 2 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that Bancontact does not list; Alipay also covers Africa, Asia and 5 more; only Bancontact offers Low Fees.
Which is cheaper, Bancontact or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Bancontact and Alipay?
Bancontact lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Bancontact and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Bancontact settles in Instant, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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