Bank of the Philippine Islands vs A-Pay — My region

Bank of the Philippine Islands

A-Pay

Global Multi-Currency Payment Gateway

Fees from

— vs Custom

Features

0 shared

5 unique to A-Pay

Regions

2 shared

4 unique to A-Pay

Pay methods

4 shared

2 unique to Bank of the Philippine Islands · 15 unique to A-Pay

On region

A-Pay covers 6 regions; Bank of the Philippine Islands covers 2. Verify directly with each provider before signing.

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5 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.

Bank of the Philippine Islands

A-Pay

Quick Facts

Fees

Standard transaction rate

—

Custom

Settlement

Time to receive funds

—

1–2 business days

Founded

1851

2021

Headquarters

—

India

Sandbox / Test Mode

—

✓

Webhook Support

—

✓

Features

A-Pay leads (5 vs 0)

Crypto Support Unique

—

✓

High Risk Accepted Unique

—

✓

Instant Sandbox Unique

—

✓

Recurring Payments Unique

—

✓

Startup Friendly Unique

—

✓

Payment Methods

A-Pay leads (19 vs 6)

Ach Unique

—

✓

Alipay

✓

Amex

✓

Apple Pay Unique

—

✓

Bank Transfer Unique

—

✓

Credit Card Unique

—

✓

Crypto Unique

—

✓

Google Pay Unique

—

✓

Ideal Unique

—

✓

Jcb Unique

✓

—

Klarna Unique

—

✓

Mastercard

✓

Mobile Money Unique

—

✓

Paypal Unique

—

✓

Pix Unique

—

✓

Sepa Unique

—

✓

Sofort Unique

—

✓

Unionpay Unique

✓

—

Upi Unique

—

✓

Visa

✓

Wechat Pay Unique

—

✓

Regions

A-Pay leads (6 vs 2)

Africa Unique

—

✓

Asia

✓

Europe Unique

—

✓

Latin America Unique

—

✓

Middle East Unique

—

✓

Southeast Asia

✓

Bank of the Philippine Islands is best when you...

View Bank of the Philippine Islands

A-Pay is best when you...

Global Multi-Currency Payment Gateway

Need Crypto Support

Not available with Bank of the Philippine Islands

Need High Risk Accepted

Not available with Bank of the Philippine Islands

Want coverage in Africa, Europe, Latin America, Middle East

Bank of the Philippine Islands doesn't cover these regions

View A-Pay

Frequently Asked Questions

What is the difference between Bank of the Philippine Islands and A-Pay?

They share 4 payment methods and 2 regions. Bank of the Philippine Islands adds JCB, UnionPay that A-Pay does not list; A-Pay adds ACH, Apple Pay, Bank Transfer and 12 more that Bank of the Philippine Islands does not list; A-Pay also covers Africa, Europe and 2 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.

Which is cheaper, Bank of the Philippine Islands or A-Pay?

Bank of the Philippine Islands has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use Bank of the Philippine Islands and A-Pay?

Bank of the Philippine Islands lists 2 regions and 6 payment methods; A-Pay lists 6 and 19. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do Bank of the Philippine Islands and A-Pay compare on integration and settlement?

A-Pay offers a sandbox, Bank of the Philippine Islands does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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