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B

Bank of the Philippine Islands

VS

Alipay

Chinese Consumers

Alipay
Fees from
— vs Custom
Features

0 shared

2 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

5 shared

1 unique to Bank of the Philippine Islands · 2 unique to Alipay

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2 features · 8 payment methods · 8 regions. We don't rank these — they're here for reference.
Bank of the Philippine Islands
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
Next business day
Founded
1851
2004
Headquarters
—
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Alipay leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
Alipay leads (7 vs 6)
Alipay
✓
✓
Amex Unique
✓
—
Digital Wallet Unique
—
✓
Jcb
✓
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

Bank of the Philippine Islands is best when you...

View Bank of the Philippine Islands

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Bank of the Philippine Islands
Need Instant Payout
Not available with Bank of the Philippine Islands
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
Bank of the Philippine Islands doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Bank of the Philippine Islands and Alipay?
They share 5 payment methods and 2 regions. Bank of the Philippine Islands adds Amex that Alipay does not list; Alipay adds Digital Wallet, QR Code that Bank of the Philippine Islands does not list; Alipay also covers Africa, Europe and 4 more; only Alipay offers Enterprise, Instant Payout.
Which is cheaper, Bank of the Philippine Islands or Alipay?
Bank of the Philippine Islands has no published rate; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Bank of the Philippine Islands and Alipay?
Bank of the Philippine Islands lists 2 regions and 6 payment methods; Alipay lists 8 and 7. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Bank of the Philippine Islands and Alipay compare on integration and settlement?
Alipay offers a sandbox, Bank of the Philippine Islands does not list one; Alipay supports webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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