Basis Theory

Basis Theory

Developer Tokenization Platform

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Free tier + usage-based vs Interchange + + $0.3
Features

0 shared

2 unique to Basis Theory · 3 unique to Adyen
Regions

2 shared

6 unique to Adyen
Pay methods

4 shared

33 unique to Adyen
On licensing

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Show full specs
5 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Basis Theory Basis Theory
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Free tier + usage-based
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
2020
2006
Headquarters
Des Moines, Iowa, USA
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 4)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Basis Theory is best when you...

Developer Tokenization Platform
Need Instant Sandbox
Not available with Adyen
Need Startup Friendly
Not available with Adyen
View Basis Theory

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Basis Theory
Need Instant Payout
Not available with Basis Theory
Want coverage in Africa, Asia, Latin America, Middle East, Oceania, Southeast Asia
Basis Theory doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Basis Theory and Adyen?
They share 4 payment methods and 2 regions. Adyen adds ACH, Affirm, Afterpay and 30 more that Basis Theory does not list; Adyen also covers Africa, Asia and 4 more; only Basis Theory offers Instant Sandbox, Startup Friendly; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, Basis Theory or Adyen?
Basis Theory has published rates from Free tier + usage-based; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Basis Theory and Adyen?
Basis Theory lists 2 regions and 4 payment methods; Adyen lists 8 and 37. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Basis Theory and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Adyen publishes a settlement time of 1–3 business days.

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