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BC Card

BC Card

Korean Card Processor

VS

Alipay

Chinese Consumers

Alipay
Fees from
Per-transaction merchant fees vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

5 unique to Alipay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 7 payment methods · 8 regions. We don't rank these — they're here for reference.
BC Card BC Card
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Per-transaction merchant fees
Custom
Settlement
Time to receive funds
—
Next business day
Founded
1982
2004
Headquarters
Seoul, South Korea
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Alipay leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
Alipay leads (7 vs 2)
Alipay Unique
—
✓
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

BC Card is best when you...

Korean Card Processor
View BC Card

Alipay is best when you...

Chinese Consumers
Need Instant Payout
Not available with BC Card
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
BC Card doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between BC Card and Alipay?
They share 2 payment methods and 1 region. Alipay adds Alipay, Digital Wallet, JCB and 2 more that BC Card does not list; Alipay also covers Africa, Europe and 5 more; only Alipay offers Instant Payout.
Which is cheaper, BC Card or Alipay?
BC Card has published rates from Per-transaction merchant fees; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use BC Card and Alipay?
BC Card lists 1 region and 2 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do BC Card and Alipay compare on integration and settlement?
Alipay offers a sandbox, BC Card does not list one; Alipay supports webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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