BigCommerce Payments vs Aeropay — Licensing & entity

BigCommerce Payments

BigCommerce Store Payments

Aeropay

Regulated Industry Payments

Fees from

2.59% + $0.49 per transaction vs Custom

Features

0 shared

2 unique to BigCommerce Payments · 4 unique to Aeropay

Regions

1 shared

2 unique to BigCommerce Payments

Pay methods

0 shared

8 unique to BigCommerce Payments · 2 unique to Aeropay

On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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6 features · 10 payment methods · 3 regions. We don't rank these — they're here for reference.

BigCommerce Payments

Aeropay

Quick Facts

Fees

Standard transaction rate

2.59% + $0.49 per transaction

Custom

Settlement

Time to receive funds

2–3 business days

Same day

Founded

2009

2017

Headquarters

Austin, Texas

Chicago, Illinois, USA

Sandbox / Test Mode

✓

Webhook Support

✓

Features

Aeropay leads (4 vs 2)

Enterprise Unique

✓

—

High Risk Accepted Unique

—

✓

Instant Payout Unique

—

✓

Instant Sandbox Unique

✓

—

Low Fees Unique

—

✓

Recurring Payments Unique

—

✓

Payment Methods

BigCommerce Payments leads (8 vs 2)

Ach Unique

—

✓

Amex Unique

✓

—

Apple Pay Unique

✓

—

Bank Transfer Unique

—

✓

Bnpl Unique

✓

—

Discover Unique

✓

—

Google Pay Unique

✓

—

Mastercard Unique

✓

—

Paypal Unique

✓

—

Visa Unique

✓

—

Regions

BigCommerce Payments leads (3 vs 1)

Europe Unique

✓

—

North America

✓

Oceania Unique

✓

—

BigCommerce Payments is best when you...

BigCommerce Store Payments

Need Enterprise

Not available with Aeropay

Need Instant Sandbox

Not available with Aeropay

Want coverage in Europe, Oceania

Aeropay doesn't cover these regions

View BigCommerce Payments

Aeropay is best when you...

Regulated Industry Payments

Need High Risk Accepted

Not available with BigCommerce Payments

Need Instant Payout

Not available with BigCommerce Payments

View Aeropay

Frequently Asked Questions

What is the difference between BigCommerce Payments and Aeropay?

They share 0 payment methods and 1 region. BigCommerce Payments adds Amex, Apple Pay, Buy Now Pay Later and 5 more that Aeropay does not list; Aeropay adds ACH, Bank Transfer that BigCommerce Payments does not list; BigCommerce Payments also covers Europe, Oceania; only BigCommerce Payments offers Enterprise, Instant Sandbox.

Which is cheaper, BigCommerce Payments or Aeropay?

BigCommerce Payments has published rates from 2.59% + $0.49 per transaction; Aeropay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use BigCommerce Payments and Aeropay?

BigCommerce Payments lists 3 regions and 8 payment methods; Aeropay lists 1 and 2. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do BigCommerce Payments and Aeropay compare on integration and settlement?

both offer a sandbox; both support webhooks; BigCommerce Payments settles in 2–3 business days, Aeropay in Same day.

Are you BigCommerce Payments or Aeropay?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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