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BillDesk

BillDesk

Indian Bill Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

1 shared

1 unique to BillDesk · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

2 shared

3 unique to BillDesk · 16 unique to A-Pay
On payment methods

A-Pay supports 18 payment methods, 13 more than BillDesk. Verify directly with each provider before signing.

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6 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
BillDesk BillDesk
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2000
2021
Headquarters
Mumbai, India
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (18 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi
✓
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

BillDesk is best when you...

Indian Bill Payments
Need Enterprise
Not available with A-Pay
View BillDesk

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with BillDesk
Need High Risk Accepted
Not available with BillDesk
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
BillDesk doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between BillDesk and A-Pay?
BillDesk is best for Indian Bill Payments, while A-Pay is best for Global Multi-Currency Payment Gateway. BillDesk charges custom pricing and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, BillDesk or A-Pay?
BillDesk charges custom pricing while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both BillDesk and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. BillDesk and A-Pay can complement each other.
How do BillDesk and A-Pay differ in their focus?
BillDesk is focused on Indian Bill Payments, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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