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Billie

Billie

B2B online shops, marketplaces and platforms that want to offer business customers invoice payment terms without taking on credit or default risk.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

0 shared

3 unique to Billie · 19 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 16 more than Billie. Verify directly with each provider before signing.

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Show full specs
5 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
Billie Billie
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Invoice Unique
✓
—
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Billie is best when you...

B2B online shops, marketplaces and platforms that want to offer business customers invoice payment terms without taking on credit or default risk.
View Billie

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Billie
Need High Risk Accepted
Not available with Billie
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Billie doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Billie and A-Pay?
They share 0 payment methods and 0 regions. Billie adds Buy Now Pay Later, Installments, Invoice that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 16 more that Billie does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Billie or A-Pay?
Billie has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Billie and A-Pay?
Billie lists 0 regions and 3 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Billie and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Billie does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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