Billmate

Billmate

Swedish e-commerce

VS

Alipay

Chinese Consumers

Alipay
Fees from
1.4% + SEK 3 vs Custom
Features

0 shared

1 unique to Billmate · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

4 unique to Billmate · 5 unique to Alipay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 11 payment methods · 8 regions. We don't rank these — they're here for reference.
Billmate Billmate
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1.4% + SEK 3
Custom
Settlement
Time to receive funds
14–30 business days
Next business day
Founded
2012
2004
Headquarters
Malmo, Sweden
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Bnpl Unique
✓
—
Digital Wallet Unique
—
✓
Installments Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Swish Unique
✓
—
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Billmate is best when you...

Swedish e-commerce
Need Startup Friendly
Not available with Alipay
View Billmate

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Billmate
Need Instant Payout
Not available with Billmate
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
Billmate doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Billmate and Alipay?
They share 2 payment methods and 1 region. Billmate adds Buy Now Pay Later, Installments, Invoice and 1 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that Billmate does not list; Alipay also covers Africa, Asia and 5 more; only Billmate offers Startup Friendly.
Which is cheaper, Billmate or Alipay?
Billmate has published rates from 1.4% + SEK 3; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Billmate and Alipay?
Billmate lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Billmate and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Billmate settles in 14–30 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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