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Billwerk+

Billwerk+

European Subscription Billing

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

2 shared

3 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

12 shared

1 unique to Billwerk+ · 7 unique to A-Pay
On licensing

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Show full specs
5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
Billwerk+ Billwerk+
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2011
2021
Headquarters
Frankfurt, Germany
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 13)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Google Pay
✓
✓
Ideal
✓
✓
Klarna
✓
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay
✓
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Billwerk+ is best when you...

European Subscription Billing
View Billwerk+

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Billwerk+
Need High Risk Accepted
Not available with Billwerk+
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Billwerk+ doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Billwerk+ and A-Pay?
They share 12 payment methods and 1 region. Billwerk+ adds Buy Now Pay Later that A-Pay does not list; A-Pay adds ACH, Alipay, Crypto and 4 more that Billwerk+ does not list; A-Pay also covers Africa, Asia and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, Billwerk+ or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Billwerk+ and A-Pay?
Billwerk+ lists 1 region and 13 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Billwerk+ and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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