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Bluecode

Bluecode

Mobile payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
0.95-1.5% vs Custom
Features

0 shared

1 unique to Bluecode · 2 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

1 shared

3 unique to Bluecode · 6 unique to Alipay
On settlement

Bluecode settles in 1–2 business days; Alipay settles in Next business day. Verify directly with each provider before signing.

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Show full specs
3 features · 10 payment methods · 8 regions. We don't rank these — they're here for reference.
Bluecode Bluecode
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
0.95-1.5%
Custom
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2017
2004
Headquarters
Vienna, Austria
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 4)
Alipay Unique
—
✓
Contactless Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
✓
—
Nfc Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 2)
Africa
✓
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Bluecode is best when you...

Mobile payments
Need Startup Friendly
Not available with Alipay
View Bluecode

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Bluecode
Need Instant Payout
Not available with Bluecode
Want coverage in Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
Bluecode doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Bluecode and Alipay?
They share 1 payment method and 2 regions. Bluecode adds Contactless, Mobile Payment, NFC that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that Bluecode does not list; Alipay also covers Asia, Latin America and 4 more; only Bluecode offers Startup Friendly.
Which is cheaper, Bluecode or Alipay?
Bluecode has published rates from 0.95-1.5%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Bluecode and Alipay?
Bluecode lists 2 regions and 4 payment methods; Alipay lists 8 and 7. both cover Africa, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Bluecode and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Bluecode settles in 1–2 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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