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Branch International

Branch International

Emerging Market Mobile Lending

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

2 shared

2 unique to Branch International · 5 unique to Alipay
On region

Alipay covers 8 regions; Branch International covers 2. Verify directly with each provider before signing.

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Show full specs
2 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
Branch International Branch International
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Next business day
Next business day
Founded
2015
2004
Headquarters
San Francisco, United States
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
—
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
Alipay leads (7 vs 4)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 2)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Branch International is best when you...

Emerging Market Mobile Lending
View Branch International

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Branch International
Want coverage in Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Branch International doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Branch International and Alipay?
They share 2 payment methods and 2 regions. Branch International adds Bank Transfer, Mobile Money that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that Branch International does not list; Alipay also covers Europe, Latin America and 4 more; only Alipay offers Enterprise.
Which is cheaper, Branch International or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Branch International and Alipay?
Branch International lists 2 regions and 4 payment methods; Alipay lists 8 and 7. both cover Africa, Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Branch International and Alipay compare on integration and settlement?
both offer a sandbox; Alipay supports webhooks; Branch International settles in Next business day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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