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Breeze ChMS

Breeze ChMS

Church Management Giving

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

1 shared

4 unique to A-Pay
Regions

0 shared

1 unique to Breeze ChMS · 6 unique to A-Pay
Pay methods

4 shared

1 unique to Breeze ChMS · 15 unique to A-Pay
On licensing

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Show full specs
5 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Breeze ChMS Breeze ChMS
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2012
2021
Headquarters
Grand Rapids, Michigan, United States
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Breeze ChMS is best when you...

Church Management Giving
Want coverage in North America
A-Pay doesn't cover this region
View Breeze ChMS

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Breeze ChMS
Need High Risk Accepted
Not available with Breeze ChMS
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Breeze ChMS doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Breeze ChMS and A-Pay?
They share 4 payment methods and 0 regions. Breeze ChMS adds Debit Card that A-Pay does not list; A-Pay adds Alipay, Amex, Bank Transfer and 12 more that Breeze ChMS does not list; Breeze ChMS also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Breeze ChMS or A-Pay?
Breeze ChMS has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Breeze ChMS and A-Pay?
Breeze ChMS lists 1 region and 5 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Breeze ChMS and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Breeze ChMS settles in 2–3 business days, A-Pay in 1–2 business days.

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