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Budpay

Budpay

Nigerian Payment Infrastructure

VS

Billsby

Subscription Billing Software

Billsby
Fees from
1.5% capped at NGN 2,000 vs Custom
Features

1 shared

1 unique to Budpay · 1 unique to Billsby
Regions

0 shared

1 unique to Budpay · 2 unique to Billsby
Pay methods

2 shared

3 unique to Budpay · 1 unique to Billsby
On region

Billsby covers 2 regions; Budpay covers 1. Verify directly with each provider before signing.

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Show full specs
3 features · 6 payment methods · 3 regions. We don't rank these — they're here for reference.
Budpay Budpay
Billsby Billsby
Quick Facts
Fees
Standard transaction rate
1.5% capped at NGN 2,000
Custom
Settlement
Time to receive funds
1–2 business days
Instant to 4 business days
Founded
2018
2016
Headquarters
Lagos, Nigeria
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Budpay leads (5 vs 3)
Ach Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Mobile Money Unique
✓
—
Ussd Unique
✓
—
Regions
Billsby leads (2 vs 1)
Africa Unique
✓
—
Europe Unique
—
✓
North America Unique
—
✓

Budpay is best when you...

Nigerian Payment Infrastructure
Need Instant Payout
Not available with Billsby
Want coverage in Africa
Billsby doesn't cover this region
View Budpay

Billsby is best when you...

Subscription Billing Software
Need Recurring Payments
Not available with Budpay
Want coverage in Europe, North America
Budpay doesn't cover these regions
View Billsby

Frequently Asked Questions

What is the difference between Budpay and Billsby?
They share 2 payment methods and 0 regions. Budpay adds Bank Transfer, Mobile Money, USSD that Billsby does not list; Billsby adds ACH that Budpay does not list; Budpay also covers Africa; Billsby also covers Europe, North America.
Which is cheaper, Budpay or Billsby?
Budpay has published rates from 1.5% capped at NGN 2,000; Billsby has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Budpay and Billsby?
Budpay lists 1 region and 5 payment methods; Billsby lists 2 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Budpay and Billsby compare on integration and settlement?
both offer a sandbox; both support webhooks; Budpay settles in 1–2 business days, Billsby in Instant to 4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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