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bunq

bunq

European Digital Banking

VS

Alipay

Chinese Consumers

Alipay
Fees from
From €2.99/month vs Custom
Features

1 shared

1 unique to bunq · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

7 unique to bunq · 5 unique to Alipay
On payment methods

bunq supports 9 payment methods, 2 more than Alipay. Verify directly with each provider before signing.

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3 features · 14 payment methods · 8 regions. We don't rank these — they're here for reference.
bunq bunq
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
From €2.99/month
Custom
Settlement
Time to receive funds
Same day
Next business day
Founded
2012
2004
Headquarters
Amsterdam, Netherlands
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
bunq leads (9 vs 7)
Alipay Unique
—
✓
Apple Pay Unique
✓
—
Bancontact Unique
✓
—
Credit Card Unique
✓
—
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Ideal Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

bunq is best when you...

European Digital Banking
Need Low Fees
Not available with Alipay
View bunq

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with bunq
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
bunq doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between bunq and Alipay?
They share 2 payment methods and 1 region. bunq adds Apple Pay, Bancontact, Credit Card and 4 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that bunq does not list; Alipay also covers Africa, Asia and 5 more; only bunq offers Low Fees.
Which is cheaper, bunq or Alipay?
bunq has published rates from From €2.99/month; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use bunq and Alipay?
bunq lists 1 region and 9 payment methods; Alipay lists 8 and 7. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do bunq and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; bunq settles in Same day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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