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C

Cardaq

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
— vs Interchange + + $0.3
Features

1 shared

2 unique to Adyen
Regions

2 shared

6 unique to Adyen
Pay methods

3 shared

34 unique to Adyen
On licensing

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Show full specs
3 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Cardaq
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
—
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
2011
2006
Headquarters
London, United Kingdom
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Adyen leads (3 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
Adyen leads (37 vs 3)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Cardaq is best when you...

View Cardaq

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Cardaq
Need Instant Payout
Not available with Cardaq
Want coverage in Africa, Asia, Latin America, Middle East, Oceania, Southeast Asia
Cardaq doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Cardaq and Adyen?
They share 3 payment methods and 2 regions. Adyen adds ACH, Affirm, Afterpay and 31 more that Cardaq does not list; Adyen also covers Africa, Asia and 4 more; only Adyen offers Enterprise, Instant Payout.
Which is cheaper, Cardaq or Adyen?
Cardaq has no published rate; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Cardaq and Adyen?
Cardaq lists 2 regions and 3 payment methods; Adyen lists 8 and 37. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Cardaq and Adyen compare on integration and settlement?
Adyen offers a sandbox, Cardaq does not list one; Adyen supports webhooks; Adyen publishes a settlement time of 1–3 business days.

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