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Cash App

Cash App

US Mobile Banking & P2P

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Free basic, 1.75% instant vs Interchange + + $0.3
Features

1 shared

2 unique to Cash App · 2 unique to Adyen
Regions

2 shared

6 unique to Adyen
Pay methods

4 shared

1 unique to Cash App · 33 unique to Adyen
On settlement

Cash App settles in Same day; Adyen settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Cash App Cash App
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Free basic, 1.75% instant
Interchange + + $0.3
Settlement
Time to receive funds
Same day
1–3 business days
Founded
2013
2006
Headquarters
San Francisco, California
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
Instant Payout
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 5)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Bitcoin Unique
✓
—
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Cash App is best when you...

US Mobile Banking & P2P
Need Crypto Support
Not available with Adyen
Need Startup Friendly
Not available with Adyen
View Cash App

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Cash App
Need Recurring Payments
Not available with Cash App
Want coverage in Africa, Asia, Latin America, Middle East, Oceania, Southeast Asia
Cash App doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Cash App and Adyen?
They share 4 payment methods and 2 regions. Cash App adds Bitcoin that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 30 more that Cash App does not list; Adyen also covers Africa, Asia and 4 more; only Cash App offers Crypto Support, Startup Friendly.
Which is cheaper, Cash App or Adyen?
Cash App has published rates from Free basic, 1.75% instant; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Cash App and Adyen?
Cash App lists 2 regions and 5 payment methods; Adyen lists 8 and 37. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Cash App and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Cash App settles in Same day, Adyen in 1–3 business days.

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