C

Cashflows

Retailers, financial services, insurance, veterinary and dental businesses that want card acceptance online, by phone and in person from a single acquirer.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

7 shared

9 unique to Cashflows · 12 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 3 more than Cashflows. Verify directly with each provider before signing.

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Show full specs
5 features · 28 payment methods · 6 regions. We don't rank these — they're here for reference.
Cashflows
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
Get access to your funds within hours
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 16)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Click To Pay Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Payment Link Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Pos Unique
✓
—
Samsung Pay Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Cashflows is best when you...

Retailers, financial services, insurance, veterinary and dental businesses that want card acceptance online, by phone and in person from a single acquirer.
View Cashflows

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Cashflows
Need High Risk Accepted
Not available with Cashflows
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Cashflows doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Cashflows and A-Pay?
They share 7 payment methods and 0 regions. Cashflows adds Click to Pay, Contactless, Debit Card and 6 more that A-Pay does not list; A-Pay adds ACH, Alipay, Bank Transfer and 9 more that Cashflows does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Cashflows or A-Pay?
Cashflows has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Cashflows and A-Pay?
Cashflows lists 0 regions and 16 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Cashflows and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Cashflows does not list one; A-Pay supports webhooks; Cashflows settles in Get access to your funds within hours, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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