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CatalystPay

CatalystPay

High-risk merchant processing

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Interchange + 1%–2% + €0.3 vs Custom
Features

3 shared

6 unique to CatalystPay · 2 unique to A-Pay
Regions

3 shared

2 unique to CatalystPay · 3 unique to A-Pay
Pay methods

5 shared

7 unique to CatalystPay · 14 unique to A-Pay

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11 features · 26 payment methods · 8 regions. We don't rank these — they're here for reference.
CatalystPay CatalystPay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Interchange + 1%–2% + €0.3
Custom
Settlement
Time to receive funds
5–7 business days
1–2 business days
Founded
2019
2021
Headquarters
Belfast, United Kingdom
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CatalystPay leads (9 vs 5)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Virtual Terminal Unique
✓
—
Payment Methods
A-Pay leads (19 vs 12)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Cartes Bancaires Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Lightning Network Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 5)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Global Unique
✓
—
Latin America Unique
—
✓
Middle East
✓
✓
North America Unique
✓
—
Southeast Asia
✓
✓

CatalystPay is best when you...

High-risk merchant processing
Need Enterprise
Not available with A-Pay
Need Low Fees
Not available with A-Pay
Want coverage in Global, North America
A-Pay doesn't cover these regions
View CatalystPay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Instant Sandbox
Not available with CatalystPay
Need Startup Friendly
Not available with CatalystPay
Want coverage in Africa, Asia, Latin America
CatalystPay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between CatalystPay and A-Pay?
They share 5 payment methods and 3 regions. CatalystPay adds Bitcoin, Cartes Bancaires, Debit Card and 4 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 11 more that CatalystPay does not list; CatalystPay also covers Global, North America; A-Pay also covers Africa, Asia and 1 more.
Which is cheaper, CatalystPay or A-Pay?
CatalystPay has published rates from Interchange + 1%–2% + €0.3; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CatalystPay and A-Pay?
CatalystPay lists 5 regions and 12 payment methods; A-Pay lists 6 and 19. both cover Europe, Middle East, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CatalystPay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; CatalystPay settles in 5–7 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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