CatalystPay

CatalystPay

High-risk merchant processing

VS

Bakkt

Digital Asset & Loyalty Payments

Bakkt
Fees from
Interchange + 1%–2% + €0.3 vs Per-transaction
Features

2 shared

7 unique to CatalystPay
Regions

1 shared

4 unique to CatalystPay
Pay methods

1 shared

11 unique to CatalystPay · 3 unique to Bakkt
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
9 features · 15 payment methods · 5 regions. We don't rank these — they're here for reference.
CatalystPay CatalystPay
Bakkt Bakkt
Quick Facts
Fees
Standard transaction rate
Interchange + 1%–2% + €0.3
Per-transaction
Settlement
Time to receive funds
5–7 business days
Varies by transaction type
Founded
2019
2018
Headquarters
Belfast, United Kingdom
New York, New York
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CatalystPay leads (9 vs 2)
Crypto Support
✓
✓
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Low Fees Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Virtual Terminal Unique
✓
—
Payment Methods
CatalystPay leads (12 vs 4)
Ach Unique
—
✓
Apple Pay Unique
✓
—
Bitcoin
✓
✓
Cartes Bancaires Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Google Pay Unique
✓
—
Lightning Network Unique
✓
—
Mastercard Unique
✓
—
Sepa Direct Debit Unique
✓
—
Unionpay Unique
✓
—
Usdc Unique
—
✓
Usdt Unique
—
✓
Visa Unique
✓
—
Regions
CatalystPay leads (5 vs 1)
Europe Unique
✓
—
Global Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Southeast Asia Unique
✓
—

CatalystPay is best when you...

High-risk merchant processing
Need High Risk Accepted
Not available with Bakkt
Need Low Fees
Not available with Bakkt
Want coverage in Europe, Global, Middle East, Southeast Asia
Bakkt doesn't cover these regions
View CatalystPay

Bakkt is best when you...

Digital Asset & Loyalty Payments
View Bakkt

Frequently Asked Questions

What is the difference between CatalystPay and Bakkt?
They share 1 payment method and 1 region. CatalystPay adds Apple Pay, Cartes Bancaires, Credit Card and 8 more that Bakkt does not list; Bakkt adds ACH, USDC, USDT that CatalystPay does not list; CatalystPay also covers Europe, Global and 2 more; only CatalystPay offers High Risk Accepted, Low Fees and 5 more.
Which is cheaper, CatalystPay or Bakkt?
CatalystPay has published rates from Interchange + 1%–2% + €0.3; Bakkt has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CatalystPay and Bakkt?
CatalystPay lists 5 regions and 12 payment methods; Bakkt lists 1 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CatalystPay and Bakkt compare on integration and settlement?
both offer a sandbox; both support webhooks; CatalystPay settles in 5–7 business days, Bakkt in Varies by transaction type.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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