CatalystPay

CatalystPay

High-risk merchant processing

VS

Bankful

High-Risk Multi-Vertical

Bankful
Fees from
Interchange + 1%–2% + €0.3 vs 4% - 7% per transaction
Features

3 shared

6 unique to CatalystPay
Regions

2 shared

3 unique to CatalystPay
Pay methods

4 shared

8 unique to CatalystPay · 4 unique to Bankful
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
9 features · 16 payment methods · 5 regions. We don't rank these — they're here for reference.
CatalystPay CatalystPay
Bankful Bankful
Quick Facts
Fees
Standard transaction rate
Interchange + 1%–2% + €0.3
4% - 7% per transaction
Settlement
Time to receive funds
5–7 business days
1–2 business days
Founded
2019
2018
Headquarters
Belfast, United Kingdom
United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CatalystPay leads (9 vs 3)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted
✓
✓
Low Fees Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Virtual Terminal Unique
✓
—
Payment Methods
CatalystPay leads (12 vs 8)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Cartes Bancaires Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Google Pay
✓
✓
Lightning Network Unique
✓
—
Mastercard
✓
✓
Sepa Direct Debit Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
CatalystPay leads (5 vs 2)
Europe
✓
✓
Global Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Southeast Asia Unique
✓
—

CatalystPay is best when you...

High-risk merchant processing
Need Enterprise
Not available with Bankful
Need Low Fees
Not available with Bankful
Want coverage in Global, Middle East, Southeast Asia
Bankful doesn't cover these regions
View CatalystPay

Bankful is best when you...

High-Risk Multi-Vertical
View Bankful

Frequently Asked Questions

What is the difference between CatalystPay and Bankful?
They share 4 payment methods and 2 regions. CatalystPay adds Bitcoin, Cartes Bancaires, Credit Card and 5 more that Bankful does not list; Bankful adds ACH, Amex, Bank Transfer and 1 more that CatalystPay does not list; CatalystPay also covers Global, Middle East and 1 more; only CatalystPay offers Enterprise, Low Fees and 4 more.
Which is cheaper, CatalystPay or Bankful?
CatalystPay has published rates from Interchange + 1%–2% + €0.3; Bankful has published rates from 4% - 7% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CatalystPay and Bankful?
CatalystPay lists 5 regions and 12 payment methods; Bankful lists 2 and 8. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CatalystPay and Bankful compare on integration and settlement?
both offer a sandbox; both support webhooks; CatalystPay settles in 5–7 business days, Bankful in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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