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CatalystPay

CatalystPay

High-risk merchant processing

VS

BTCPay Server

Self-hosted Bitcoin and Lightning payments

BTCPay Server
Fees from
Interchange + 1%–2% + €0.3 vs 0% fees (self-hosted software)
Features

3 shared

6 unique to CatalystPay
Regions

2 shared

3 unique to CatalystPay · 4 unique to BTCPay Server
Pay methods

2 shared

10 unique to CatalystPay · 1 unique to BTCPay Server
On region

BTCPay Server covers 6 regions; CatalystPay covers 5. Verify directly with each provider before signing.

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Show full specs
9 features · 13 payment methods · 9 regions. We don't rank these — they're here for reference.
CatalystPay CatalystPay
BTCPay Server BTCPay Server
Quick Facts
Fees
Standard transaction rate
Interchange + 1%–2% + €0.3
0% fees (self-hosted software)
Settlement
Time to receive funds
5–7 business days
Instant
Founded
2019
2017
Headquarters
Belfast, United Kingdom
Open Source Project
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CatalystPay leads (9 vs 3)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted
✓
✓
Low Fees
✓
✓
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Virtual Terminal Unique
✓
—
Payment Methods
CatalystPay leads (12 vs 3)
Apple Pay Unique
✓
—
Bitcoin
✓
✓
Cartes Bancaires Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Google Pay Unique
✓
—
Lightning Network
✓
✓
Mastercard Unique
✓
—
Sepa Direct Debit Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
BTCPay Server leads (6 vs 5)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Global Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
✓
—

CatalystPay is best when you...

High-risk merchant processing
Need Enterprise
Not available with BTCPay Server
Need Mobile Payments
Not available with BTCPay Server
Want coverage in Global, Middle East, Southeast Asia
BTCPay Server doesn't cover these regions
View CatalystPay

BTCPay Server is best when you...

Self-hosted Bitcoin and Lightning payments
Want coverage in Africa, Asia, Latin America, Oceania
CatalystPay doesn't cover these regions
View BTCPay Server

Frequently Asked Questions

What is the difference between CatalystPay and BTCPay Server?
They share 2 payment methods and 2 regions. CatalystPay adds Apple Pay, Cartes Bancaires, Credit Card and 7 more that BTCPay Server does not list; BTCPay Server adds Crypto that CatalystPay does not list; CatalystPay also covers Global, Middle East and 1 more; BTCPay Server also covers Africa, Asia and 2 more.
Which is cheaper, CatalystPay or BTCPay Server?
CatalystPay has published rates from Interchange + 1%–2% + €0.3; BTCPay Server has published rates from 0% fees (self-hosted software). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CatalystPay and BTCPay Server?
CatalystPay lists 5 regions and 12 payment methods; BTCPay Server lists 6 and 3. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CatalystPay and BTCPay Server compare on integration and settlement?
both offer a sandbox; both support webhooks; CatalystPay settles in 5–7 business days, BTCPay Server in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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