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CBI Money

CBI Money

Small and medium-sized businesses and e-commerce merchants, especially in Sino-European trade, that need EU multi-currency IBAN accounts and cross-border collections.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

1 shared

3 unique to CBI Money · 18 unique to A-Pay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
CBI Money CBI Money
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Upi Unique
—
✓
Virtual Account Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

CBI Money is best when you...

Small and medium-sized businesses and e-commerce merchants, especially in Sino-European trade, that need EU multi-currency IBAN accounts and cross-border collections.
View CBI Money

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with CBI Money
Need High Risk Accepted
Not available with CBI Money
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
CBI Money doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between CBI Money and A-Pay?
They share 1 payment method and 0 regions. CBI Money adds Payment Link, SWIFT, Virtual Account that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that CBI Money does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, CBI Money or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use CBI Money and A-Pay?
CBI Money lists 0 regions and 4 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CBI Money and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, CBI Money does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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