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Cedar

Cedar

Patient Financial Engagement

VS

Basis Theory

Developer Tokenization Platform

Basis Theory
Fees from
Custom vs Free tier + usage-based
Features

0 shared

1 unique to Cedar · 2 unique to Basis Theory
Regions

1 shared

1 unique to Basis Theory
Pay methods

4 shared

1 unique to Cedar
On licensing

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Show full specs
3 features · 5 payment methods · 2 regions. We don't rank these — they're here for reference.
Cedar Cedar
Basis Theory Basis Theory
Quick Facts
Fees
Standard transaction rate
Custom
Free tier + usage-based
Settlement
Time to receive funds
Instant
—
Founded
2016
2020
Headquarters
New York, New York
Des Moines, Iowa, USA
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Basis Theory leads (2 vs 1)
Enterprise Unique
✓
—
Instant Sandbox Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Cedar leads (5 vs 4)
Ach Unique
✓
—
Apple Pay
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay
✓
✓
Regions
Basis Theory leads (2 vs 1)
Europe Unique
—
✓
North America
✓
✓

Cedar is best when you...

Patient Financial Engagement
Need Enterprise
Not available with Basis Theory
View Cedar

Basis Theory is best when you...

Developer Tokenization Platform
Need Instant Sandbox
Not available with Cedar
Need Startup Friendly
Not available with Cedar
Want coverage in Europe
Cedar doesn't cover this region
View Basis Theory

Frequently Asked Questions

What is the difference between Cedar and Basis Theory?
They share 4 payment methods and 1 region. Cedar adds ACH that Basis Theory does not list; Basis Theory also covers Europe; only Cedar offers Enterprise; only Basis Theory offers Instant Sandbox, Startup Friendly.
Which is cheaper, Cedar or Basis Theory?
Cedar has custom pricing quoted on engagement; Basis Theory has published rates from Free tier + usage-based. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Cedar and Basis Theory?
Cedar lists 1 region and 5 payment methods; Basis Theory lists 2 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Cedar and Basis Theory compare on integration and settlement?
both offer a sandbox; both support webhooks; Cedar publishes a settlement time of Instant.

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