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C

Celergate

UK digital businesses, SaaS platforms, marketplaces and fintechs that want to collect payments directly from customers' bank accounts instead of by card.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

1 shared

1 unique to Celergate · 18 unique to A-Pay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
Celergate
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
Instant
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Celergate is best when you...

UK digital businesses, SaaS platforms, marketplaces and fintechs that want to collect payments directly from customers' bank accounts instead of by card.
View Celergate

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Celergate
Need High Risk Accepted
Not available with Celergate
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Celergate doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Celergate and A-Pay?
They share 1 payment method and 0 regions. Celergate adds Open Banking that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that Celergate does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Celergate or A-Pay?
Celergate has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Celergate and A-Pay?
Celergate lists 0 regions and 2 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Celergate and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Celergate does not list one; A-Pay supports webhooks; Celergate settles in Instant, A-Pay in 1–2 business days.

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