CentralPay
French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.
VS
2Checkout (Verifone)
Digital Goods
Fees from
Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand. vs 3.5% + €0.30 to 6% + €0.50
Features
0 shared
2 unique to 2Checkout (Verifone)
Regions
0 shared
5 unique to 2Checkout (Verifone)
Pay methods
5 shared
4 unique to CentralPay · 10 unique to 2Checkout (Verifone)
On region
2Checkout (Verifone) covers 5 regions; CentralPay covers 0. Verify directly with each provider before signing.
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Show full specs 2 features · 19 payment methods · 5 regions. We
don't rank these — they're here for reference.
Show full specs
2 features · 19 payment methods · 5 regions. We
don't rank these — they're here for reference.
CentralPay 2Checkout (Verifone)Quick Facts
Fees
Standard transaction rate
Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.
3.5% + €0.30 to 6% + €0.50
Settlement
Time to receive funds
—
Variable by payment method
Founded
—
2006
Headquarters
—
Atlanta, Georgia
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features 2Checkout (Verifone) leads (2 vs 0)
2Checkout (Verifone) leads (2 vs 0)Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods 2Checkout (Verifone) leads (15 vs 9)
2Checkout (Verifone) leads (15 vs 9)Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cartes Bancaires Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Sepa Direct Debit
✓
✓
Sepa Instant Unique
✓
—
Visa
✓
✓
Wire Transfer Unique
—
✓
Regions 2Checkout (Verifone) leads (5 vs 0)
2Checkout (Verifone) leads (5 vs 0)Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
CentralPay is best when you...
French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.
2Checkout (Verifone) is best when you...
Digital Goods
Need Instant Sandbox
Not available with CentralPay
Need Recurring Payments
Not available with CentralPay
Want coverage in Asia, Europe, Latin America, North America, Oceania
CentralPay doesn't cover these regions
Frequently Asked Questions
What is the difference between CentralPay and 2Checkout (Verifone)?
They share 5 payment methods and 0 regions. CentralPay adds Cartes Bancaires, Google Pay, Open Banking and 1 more that 2Checkout (Verifone) does not list; 2Checkout (Verifone) adds Alipay, Bank Transfer, Boleto and 7 more that CentralPay does not list; 2Checkout (Verifone) also covers Asia, Europe and 3 more; only 2Checkout (Verifone) offers Instant Sandbox, Recurring Payments.
Which is cheaper, CentralPay or 2Checkout (Verifone)?
CentralPay has published rates from Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.; 2Checkout (Verifone) has published rates from 3.5% + €0.30 to 6% + €0.50. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CentralPay and 2Checkout (Verifone)?
CentralPay lists 0 regions and 9 payment methods; 2Checkout (Verifone) lists 5 and 15. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CentralPay and 2Checkout (Verifone) compare on integration and settlement?
2Checkout (Verifone) offers a sandbox, CentralPay does not list one; 2Checkout (Verifone) supports webhooks; 2Checkout (Verifone) publishes a settlement time of Variable by payment method.
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