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Checkout.com

Checkout.com

Global Performance

VS

Aera Payment & Identification

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform

A
Fees from
2.3-2.9% + $0.30 (typical) vs Custom
Features

2 shared

2 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

11 shared

24 unique to Checkout.com · 2 unique to Aera Payment & Identification

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Show full specs
4 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Checkout.com Checkout.com
Aera Payment & Identification
Quick Facts
Fees
Standard transaction rate
2.3-2.9% + $0.30 (typical)
Custom
Settlement
Time to receive funds
1–3 business days
—
Founded
2012
2016
Headquarters
London, United Kingdom
Oslo, Norway
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Checkout.com leads (4 vs 2)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Payment Methods
Checkout.com leads (35 vs 13)
Ach Unique
✓
—
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bancontact
✓
✓
Cartes Bancaires Unique
✓
—
Dana Unique
✓
—
Dankort Unique
—
✓
Diners Unique
✓
—
Discover
✓
✓
Eps Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
✓
—
Ideal
✓
✓
Jcb Unique
✓
—
Kakaopay Unique
✓
—
Klarna
✓
✓
Knet Unique
✓
—
Mada Unique
✓
—
Maestro
✓
✓
Mastercard
✓
✓
Mb Way Unique
✓
—
Mobile Wallet Unique
✓
—
Mobilepay
✓
✓
Multibanco Unique
✓
—
Paynow Unique
✓
—
Paypal Unique
✓
—
Przelewy24 Unique
✓
—
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort Unique
✓
—
Swish
✓
✓
Twint Unique
✓
—
Venmo Unique
✓
—
Vipps
✓
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Checkout.com leads (8 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with Aera Payment & Identification
Need Instant Sandbox
Not available with Aera Payment & Identification
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
Aera Payment & Identification doesn't cover these regions
View Checkout.com

Aera Payment & Identification is best when you...

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform
View Aera Payment & Identification

Frequently Asked Questions

What is the difference between Checkout.com and Aera Payment & Identification?
They share 11 payment methods and 1 region. Checkout.com adds ACH, Alipay, Apple Pay and 21 more that Aera Payment & Identification does not list; Aera Payment & Identification adds Dankort, SEPA that Checkout.com does not list; Checkout.com also covers Africa, Asia and 5 more; only Checkout.com offers Instant Payout, Instant Sandbox.
Which is cheaper, Checkout.com or Aera Payment & Identification?
Checkout.com has published rates from 2.3-2.9% + $0.30 (typical); Aera Payment & Identification has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Checkout.com and Aera Payment & Identification?
Checkout.com lists 8 regions and 35 payment methods; Aera Payment & Identification lists 1 and 13. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Checkout.com and Aera Payment & Identification compare on integration and settlement?
Checkout.com offers a sandbox, Aera Payment & Identification does not list one; Checkout.com supports webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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