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Checkout.com

Checkout.com

Global Performance

VS

Afterpay

BNPL Pioneer

Afterpay
Fees from
2.3-2.9% + $0.30 (typical) vs Custom
Features

2 shared

2 unique to Checkout.com · 1 unique to Afterpay
Regions

3 shared

5 unique to Checkout.com
Pay methods

3 shared

32 unique to Checkout.com · 4 unique to Afterpay
On fees

Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. Afterpay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
5 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Checkout.com Checkout.com
Afterpay Afterpay
Quick Facts
Fees
Standard transaction rate
2.3-2.9% + $0.30 (typical)
Custom
Settlement
Time to receive funds
1–3 business days
1–5 business days
Founded
2012
2014
Headquarters
London, United Kingdom
Melbourne, Australia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 3)
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 7)
Ach Unique
✓
—
Afterpay Unique
—
✓
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bancontact Unique
✓
—
Bnpl Unique
—
✓
Cartes Bancaires Unique
✓
—
Dana Unique
✓
—
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Eps Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
✓
—
Installments Unique
—
✓
Jcb Unique
✓
—
Kakaopay Unique
✓
—
Klarna Unique
✓
—
Knet Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
✓
—
Mobile Wallet Unique
✓
—
Mobilepay Unique
✓
—
Multibanco Unique
✓
—
Paynow Unique
✓
—
Paypal Unique
✓
—
Przelewy24 Unique
✓
—
Sepa Direct Debit Unique
✓
—
Sofort Unique
✓
—
Swish Unique
✓
—
Twint Unique
✓
—
Venmo Unique
✓
—
Vipps Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Checkout.com leads (8 vs 3)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
✓
—

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Afterpay
Need Instant Sandbox
Not available with Afterpay
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Afterpay doesn't cover these regions
View Checkout.com

Afterpay is best when you...

BNPL Pioneer
Need Startup Friendly
Not available with Checkout.com
View Afterpay

Frequently Asked Questions

What is the difference between Checkout.com and Afterpay?
They share 3 payment methods and 3 regions. Checkout.com adds ACH, Alipay, Apple Pay and 29 more that Afterpay does not list; Afterpay adds Afterpay, Buy Now Pay Later, Digital Wallet and 1 more that Checkout.com does not list; Checkout.com also covers Africa, Asia and 3 more; only Checkout.com offers Enterprise, Instant Sandbox.
Which is cheaper, Checkout.com or Afterpay?
Checkout.com has published rates from 2.3-2.9% + $0.30 (typical); Afterpay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Checkout.com and Afterpay?
Checkout.com lists 8 regions and 35 payment methods; Afterpay lists 3 and 7. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Checkout.com and Afterpay compare on integration and settlement?
both offer a sandbox; both support webhooks; Checkout.com settles in 1–3 business days, Afterpay in 1–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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