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Checkout.com

Checkout.com

Global Performance

VS

Authorize.Net

Advanced Fraud Detection

Authorize.Net
Fees from
2.3-2.9% + $0.30 (typical) vs $25/month + 2.9% + $0.30
Features

3 shared

1 unique to Checkout.com · 1 unique to Authorize.Net
Regions

3 shared

5 unique to Checkout.com
Pay methods

8 shared

27 unique to Checkout.com · 2 unique to Authorize.Net
On fees

Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. Authorize.Net publishes $25/month + 2.9% + $0.30 from. Verify directly with each provider before signing.

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Show full specs
5 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Checkout.com Checkout.com
Authorize.Net Authorize.Net
Quick Facts
Fees
Standard transaction rate
2.3-2.9% + $0.30 (typical)
$25/month + 2.9% + $0.30
Settlement
Time to receive funds
1–3 business days
2–3 business days
Founded
2012
1996
Headquarters
London, United Kingdom
Foster City, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Payment Methods
Checkout.com leads (35 vs 10)
Ach
✓
✓
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Cartes Bancaires Unique
✓
—
Dana Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Echeck Unique
—
✓
Eps Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
✓
—
Jcb
✓
✓
Kakaopay Unique
✓
—
Klarna Unique
✓
—
Knet Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
✓
—
Mobile Wallet Unique
✓
—
Mobilepay Unique
✓
—
Multibanco Unique
✓
—
Paynow Unique
✓
—
Paypal
✓
✓
Przelewy24 Unique
✓
—
Sepa Direct Debit Unique
✓
—
Sofort Unique
✓
—
Swish Unique
✓
—
Twint Unique
✓
—
Unionpay Unique
—
✓
Venmo Unique
✓
—
Vipps Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Checkout.com leads (8 vs 3)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
✓
—

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with Authorize.Net
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Authorize.Net doesn't cover these regions
View Checkout.com

Authorize.Net is best when you...

Advanced Fraud Detection
Need High Risk Accepted
Not available with Checkout.com
View Authorize.Net

Frequently Asked Questions

What is the difference between Checkout.com and Authorize.Net?
They share 8 payment methods and 3 regions. Checkout.com adds Alipay, Bancontact, Cartes Bancaires and 24 more that Authorize.Net does not list; Authorize.Net adds eCheck, UnionPay that Checkout.com does not list; Checkout.com also covers Africa, Asia and 3 more; only Checkout.com offers Instant Payout.
Which is cheaper, Checkout.com or Authorize.Net?
Checkout.com has published rates from 2.3-2.9% + $0.30 (typical); Authorize.Net has published rates from $25/month + 2.9% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Checkout.com and Authorize.Net?
Checkout.com lists 8 regions and 35 payment methods; Authorize.Net lists 3 and 10. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Checkout.com and Authorize.Net compare on integration and settlement?
both offer a sandbox; both support webhooks; Checkout.com settles in 1–3 business days, Authorize.Net in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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