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Checkout.com

Checkout.com

Global Performance

VS

AZA Finance (BitPesa)

African B2B Cross-Border & Treasury

AZA Finance (BitPesa)
Fees from
2.3-2.9% + $0.30 (typical) vs 1-3% + FX
Features

1 shared

3 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

0 shared

35 unique to Checkout.com · 2 unique to AZA Finance (BitPesa)
On fees

Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. AZA Finance (BitPesa) publishes 1-3% + FX from. Verify directly with each provider before signing.

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Show full specs
4 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Checkout.com Checkout.com
AZA Finance (BitPesa) AZA Finance (BitPesa)
Quick Facts
Fees
Standard transaction rate
2.3-2.9% + $0.30 (typical)
1-3% + FX
Settlement
Time to receive funds
1–3 business days
—
Founded
2012
2013
Headquarters
London, United Kingdom
Luxembourg City, Luxembourg
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 2)
Ach Unique
✓
—
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Cartes Bancaires Unique
✓
—
Dana Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Eps Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
✓
—
Jcb Unique
✓
—
Kakaopay Unique
✓
—
Klarna Unique
✓
—
Knet Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Mb Way Unique
✓
—
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Mobilepay Unique
✓
—
Multibanco Unique
✓
—
Paynow Unique
✓
—
Paypal Unique
✓
—
Przelewy24 Unique
✓
—
Sepa Direct Debit Unique
✓
—
Sofort Unique
✓
—
Swish Unique
✓
—
Twint Unique
✓
—
Venmo Unique
✓
—
Vipps Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Checkout.com leads (8 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with AZA Finance (BitPesa)
Need Instant Sandbox
Not available with AZA Finance (BitPesa)
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
AZA Finance (BitPesa) doesn't cover these regions
View Checkout.com

AZA Finance (BitPesa) is best when you...

African B2B Cross-Border & Treasury
View AZA Finance (BitPesa)

Frequently Asked Questions

What is the difference between Checkout.com and AZA Finance (BitPesa)?
They share 0 payment methods and 1 region. Checkout.com adds ACH, Alipay, Amex and 32 more that AZA Finance (BitPesa) does not list; AZA Finance (BitPesa) adds Bank Transfer, Mobile Money that Checkout.com does not list; Checkout.com also covers Asia, Europe and 5 more; only Checkout.com offers Instant Payout, Instant Sandbox and 1 more.
Which is cheaper, Checkout.com or AZA Finance (BitPesa)?
Checkout.com has published rates from 2.3-2.9% + $0.30 (typical); AZA Finance (BitPesa) has published rates from 1-3% + FX. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Checkout.com and AZA Finance (BitPesa)?
Checkout.com lists 8 regions and 35 payment methods; AZA Finance (BitPesa) lists 1 and 2. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Checkout.com and AZA Finance (BitPesa) compare on integration and settlement?
both offer a sandbox; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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