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Checkout.com

Checkout.com

Global Performance

VS

Carat (Fiserv)

Enterprise Commerce Platform

Carat (Fiserv)
Fees from
2.3-2.9% + $0.30 (typical) vs Custom
Features

1 shared

3 unique to Checkout.com
Regions

3 shared

5 unique to Checkout.com
Pay methods

9 shared

26 unique to Checkout.com · 5 unique to Carat (Fiserv)

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Show full specs
4 features · 40 payment methods · 8 regions. We don't rank these — they're here for reference.
Checkout.com Checkout.com
Carat (Fiserv) Carat (Fiserv)
Quick Facts
Fees
Standard transaction rate
2.3-2.9% + $0.30 (typical)
Custom
Settlement
Time to receive funds
1–3 business days
—
Founded
2012
2021
Headquarters
London, United Kingdom
United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 14)
Ach
✓
✓
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Bnpl Unique
—
✓
Cartes Bancaires Unique
✓
—
Contactless Unique
—
✓
Dana Unique
✓
—
Diners Unique
✓
—
Direct Debit Unique
—
✓
Discover Unique
✓
—
Eps Unique
✓
—
Gcash Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb Unique
✓
—
Kakaopay Unique
✓
—
Klarna
✓
✓
Knet Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
✓
—
Mobile Wallet Unique
✓
—
Mobilepay Unique
✓
—
Multibanco Unique
✓
—
Paynow Unique
✓
—
Paypal
✓
✓
Przelewy24 Unique
✓
—
Samsung Pay Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort Unique
✓
—
Swish Unique
✓
—
Twint Unique
✓
—
Venmo
✓
✓
Vipps Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Checkout.com leads (8 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with Carat (Fiserv)
Need Instant Sandbox
Not available with Carat (Fiserv)
Want coverage in Africa, Latin America, Middle East, Oceania, Southeast Asia
Carat (Fiserv) doesn't cover these regions
View Checkout.com

Carat (Fiserv) is best when you...

Enterprise Commerce Platform
View Carat (Fiserv)

Frequently Asked Questions

What is the difference between Checkout.com and Carat (Fiserv)?
They share 9 payment methods and 3 regions. Checkout.com adds Alipay, Bancontact, Cartes Bancaires and 23 more that Carat (Fiserv) does not list; Carat (Fiserv) adds Bank Transfer, Buy Now Pay Later, Contactless and 2 more that Checkout.com does not list; Checkout.com also covers Africa, Latin America and 3 more; only Checkout.com offers Instant Payout, Instant Sandbox and 1 more.
Which is cheaper, Checkout.com or Carat (Fiserv)?
Checkout.com has published rates from 2.3-2.9% + $0.30 (typical); Carat (Fiserv) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Checkout.com and Carat (Fiserv)?
Checkout.com lists 8 regions and 35 payment methods; Carat (Fiserv) lists 3 and 14. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Checkout.com and Carat (Fiserv) compare on integration and settlement?
both offer a sandbox; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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