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Checkout.com

Checkout.com

Global Performance

VS

Cash App

US Mobile Banking & P2P

Cash App
Fees from
2.3-2.9% + $0.30 (typical) vs Free basic, 1.75% instant
Features

1 shared

3 unique to Checkout.com · 2 unique to Cash App
Regions

2 shared

6 unique to Checkout.com
Pay methods

0 shared

35 unique to Checkout.com · 5 unique to Cash App
On licensing

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Show full specs
6 features · 40 payment methods · 8 regions. We don't rank these — they're here for reference.
Checkout.com Checkout.com
Cash App Cash App
Quick Facts
Fees
Standard transaction rate
2.3-2.9% + $0.30 (typical)
Free basic, 1.75% instant
Settlement
Time to receive funds
1–3 business days
Same day
Founded
2012
2013
Headquarters
London, United Kingdom
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 5)
Ach Unique
✓
—
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Bitcoin Unique
—
✓
Cartes Bancaires Unique
✓
—
Credit Card Unique
—
✓
Dana Unique
✓
—
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Eps Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
✓
—
Jcb Unique
✓
—
Kakaopay Unique
✓
—
Klarna Unique
✓
—
Knet Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Mb Way Unique
✓
—
Mobile Wallet Unique
✓
—
Mobilepay Unique
✓
—
Multibanco Unique
✓
—
Paynow Unique
✓
—
Paypal Unique
✓
—
Przelewy24 Unique
✓
—
Sepa Direct Debit Unique
✓
—
Sofort Unique
✓
—
Swish Unique
✓
—
Twint Unique
✓
—
Venmo Unique
✓
—
Vipps Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Checkout.com leads (8 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Cash App
Need Instant Sandbox
Not available with Cash App
Want coverage in Africa, Asia, Latin America, Middle East, Oceania, Southeast Asia
Cash App doesn't cover these regions
View Checkout.com

Cash App is best when you...

US Mobile Banking & P2P
Need Crypto Support
Not available with Checkout.com
Need Startup Friendly
Not available with Checkout.com
View Cash App

Frequently Asked Questions

What is the difference between Checkout.com and Cash App?
They share 0 payment methods and 2 regions. Checkout.com adds ACH, Alipay, Amex and 32 more that Cash App does not list; Cash App adds Bank Transfer, Bitcoin, Credit Card and 2 more that Checkout.com does not list; Checkout.com also covers Africa, Asia and 4 more; only Checkout.com offers Enterprise, Instant Sandbox and 1 more.
Which is cheaper, Checkout.com or Cash App?
Checkout.com has published rates from 2.3-2.9% + $0.30 (typical); Cash App has published rates from Free basic, 1.75% instant. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Checkout.com and Cash App?
Checkout.com lists 8 regions and 35 payment methods; Cash App lists 2 and 5. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Checkout.com and Cash App compare on integration and settlement?
both offer a sandbox; both support webhooks; Checkout.com settles in 1–3 business days, Cash App in Same day.

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