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Chime

Chime

US Fee-Free Banking

VS

Blackbaud

Nonprofit/Education Payments

Blackbaud
Fees from
Custom vs Custom
Features

0 shared

2 unique to Chime · 2 unique to Blackbaud
Regions

1 shared

2 unique to Blackbaud
Pay methods

2 shared

1 unique to Chime · 2 unique to Blackbaud
On fees

Chime uses custom pricing, quoted on engagement. Blackbaud uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
4 features · 5 payment methods · 3 regions. We don't rank these — they're here for reference.
Chime Chime
Blackbaud Blackbaud
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Same day
2–3 business days
Founded
2013
1981
Headquarters
San Francisco, California
Charleston, South Carolina, USA
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
Blackbaud leads (4 vs 3)
Ach Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Debit Card
✓
✓
Direct Deposit Unique
✓
—
Regions
Blackbaud leads (3 vs 1)
Europe Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

Chime is best when you...

US Fee-Free Banking
Need Instant Payout
Not available with Blackbaud
Need Low Fees
Not available with Blackbaud
View Chime

Blackbaud is best when you...

Nonprofit/Education Payments
Need Enterprise
Not available with Chime
Need Recurring Payments
Not available with Chime
Want coverage in Europe, Oceania
Chime doesn't cover these regions
View Blackbaud

Frequently Asked Questions

What is the difference between Chime and Blackbaud?
They share 2 payment methods and 1 region. Chime adds Direct Deposit that Blackbaud does not list; Blackbaud adds ACH, Credit Card that Chime does not list; Blackbaud also covers Europe, Oceania; only Chime offers Instant Payout, Low Fees.
Which is cheaper, Chime or Blackbaud?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Chime and Blackbaud?
Chime lists 1 region and 3 payment methods; Blackbaud lists 3 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Chime and Blackbaud compare on integration and settlement?
Chime settles in Same day, Blackbaud in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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