Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
ChowNow

ChowNow

Restaurant Online Ordering

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.95% + $0.29 per transaction; $119-$499 setup fee vs Custom
Features

0 shared

1 unique to ChowNow · 5 unique to A-Pay
Regions

0 shared

1 unique to ChowNow · 6 unique to A-Pay
Pay methods

3 shared

1 unique to ChowNow · 16 unique to A-Pay

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
ChowNow ChowNow
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.95% + $0.29 per transaction; $119-$499 setup fee
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2011
2021
Headquarters
Los Angeles, California
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

ChowNow is best when you...

Restaurant Online Ordering
Need Low Fees
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View ChowNow

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with ChowNow
Need High Risk Accepted
Not available with ChowNow
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
ChowNow doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between ChowNow and A-Pay?
They share 3 payment methods and 0 regions. ChowNow adds Discover that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 13 more that ChowNow does not list; ChowNow also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, ChowNow or A-Pay?
ChowNow has published rates from 2.95% + $0.29 per transaction; $119-$499 setup fee; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ChowNow and A-Pay?
ChowNow lists 1 region and 4 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ChowNow and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, ChowNow does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

Are you ChowNow or A-Pay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →