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Cielo

Cielo

Brazilian Payment Acquiring

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

4 shared

6 unique to Cielo · 3 unique to Alipay
On payment methods

Cielo supports 10 payment methods, 3 more than Alipay. Verify directly with each provider before signing.

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2 features · 13 payment methods · 8 regions. We don't rank these — they're here for reference.
Cielo Cielo
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
1995
2004
Headquarters
Barueri, Sao Paulo, Brazil
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
Cielo leads (10 vs 7)
Alipay Unique
—
✓
Amex Unique
✓
—
Boleto Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Elo Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Pix Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Cielo is best when you...

Brazilian Payment Acquiring
View Cielo

Alipay is best when you...

Chinese Consumers
Need Instant Payout
Not available with Cielo
Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania, Southeast Asia
Cielo doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Cielo and Alipay?
They share 4 payment methods and 1 region. Cielo adds Amex, Boleto, Credit Card and 3 more that Alipay does not list; Alipay adds Alipay, JCB, UnionPay that Cielo does not list; Alipay also covers Africa, Asia and 5 more; only Alipay offers Instant Payout.
Which is cheaper, Cielo or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Cielo and Alipay?
Cielo lists 1 region and 10 payment methods; Alipay lists 8 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Cielo and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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