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CinetPay

CinetPay

E-commerce in Francophone West and Central Africa

VS

Checkout.com

Global Performance

Checkout.com
Fees from
3.5% + fees for mobile money integration vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

4 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

2 shared

1 unique to CinetPay · 33 unique to Checkout.com
On settlement

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Show full specs
4 features · 36 payment methods · 8 regions. We don't rank these — they're here for reference.
CinetPay CinetPay
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
3.5% + fees for mobile money integration
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
—
1–3 business days
Founded
2015
2012
Headquarters
Abidjan, Ivory Coast
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

CinetPay is best when you...

E-commerce in Francophone West and Central Africa
View CinetPay

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with CinetPay
Need Instant Payout
Not available with CinetPay
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
CinetPay doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between CinetPay and Checkout.com?
They share 2 payment methods and 1 region. CinetPay adds Mobile Money that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 30 more that CinetPay does not list; Checkout.com also covers Asia, Europe and 5 more; only Checkout.com offers Enterprise, Instant Payout and 2 more.
Which is cheaper, CinetPay or Checkout.com?
CinetPay has published rates from 3.5% + fees for mobile money integration; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use CinetPay and Checkout.com?
CinetPay lists 1 region and 3 payment methods; Checkout.com lists 8 and 35. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do CinetPay and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, CinetPay does not list one; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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