Clair

Clair

Embedded earned wage access for payroll and workforce platforms

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Free same-day advances to the Clair debit card; optional $4.99 instant transfer fee to external bank accounts; employees can choose free 1-4 day ACH. vs 2.3-2.9% + $0.30 (typical)
Features

2 shared

1 unique to Clair · 2 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

2 shared

2 unique to Clair · 33 unique to Checkout.com
On region

Checkout.com covers 8 regions; Clair covers 1. Verify directly with each provider before signing.

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Show full specs
5 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Clair Clair
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Free same-day advances to the Clair debit card; optional $4.99 instant transfer fee to external bank accounts; employees can choose free 1-4 day ACH.
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
Instant
1–3 business days
Founded
2019
2012
Headquarters
New York, United States
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Checkout.com leads (4 vs 3)
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Clair is best when you...

Embedded earned wage access for payroll and workforce platforms
Need Low Fees
Not available with Checkout.com
View Clair

Checkout.com is best when you...

Global Performance
Need Instant Sandbox
Not available with Clair
Need Recurring Payments
Not available with Clair
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Clair doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Clair and Checkout.com?
They share 2 payment methods and 1 region. Clair adds Bank Transfer, Debit Card that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 30 more that Clair does not list; Checkout.com also covers Africa, Asia and 5 more; only Clair offers Low Fees.
Which is cheaper, Clair or Checkout.com?
Clair has published rates from Free same-day advances to the Clair debit card; optional $4.99 instant transfer fee to external bank accounts; employees can choose free 1-4 day ACH.; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Clair and Checkout.com?
Clair lists 1 region and 4 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Clair and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Clair does not list one; Checkout.com supports webhooks; Clair settles in Instant, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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