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Clearent (Xplor)

Clearent (Xplor)

Integrated Software Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Interchange-plus pricing vs Custom
Features

2 shared

3 unique to A-Pay
Regions

0 shared

1 unique to Clearent (Xplor) · 6 unique to A-Pay
Pay methods

4 shared

3 unique to Clearent (Xplor) · 15 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 12 more than Clearent (Xplor). Verify directly with each provider before signing.

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Show full specs
5 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Clearent (Xplor) Clearent (Xplor)
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Interchange-plus pricing
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2005
2021
Headquarters
St. Louis, Missouri
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Clearent (Xplor) is best when you...

Integrated Software Payments
Want coverage in North America
A-Pay doesn't cover this region
View Clearent (Xplor)

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Clearent (Xplor)
Need High Risk Accepted
Not available with Clearent (Xplor)
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Clearent (Xplor) doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Clearent (Xplor) and A-Pay?
They share 4 payment methods and 0 regions. Clearent (Xplor) adds Contactless, Debit Card, Mobile Wallet that A-Pay does not list; A-Pay adds Alipay, Amex, Bank Transfer and 12 more that Clearent (Xplor) does not list; Clearent (Xplor) also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Clearent (Xplor) or A-Pay?
Clearent (Xplor) has published rates from Interchange-plus pricing; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Clearent (Xplor) and A-Pay?
Clearent (Xplor) lists 1 region and 7 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Clearent (Xplor) and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Clearent (Xplor) settles in Next business day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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