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Clearent (Xplor)

Clearent (Xplor)

Integrated Software Payments

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Interchange-plus pricing vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

1 unique to Clearent (Xplor) · 3 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

4 shared

3 unique to Clearent (Xplor) · 31 unique to Checkout.com
On settlement

Clearent (Xplor) settles in Next business day; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Clearent (Xplor) Clearent (Xplor)
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Interchange-plus pricing
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
Next business day
1–3 business days
Founded
2005
2012
Headquarters
St. Louis, Missouri
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 7)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet
✓
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Clearent (Xplor) is best when you...

Integrated Software Payments
Need Startup Friendly
Not available with Checkout.com
View Clearent (Xplor)

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Clearent (Xplor)
Need Instant Payout
Not available with Clearent (Xplor)
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Clearent (Xplor) doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Clearent (Xplor) and Checkout.com?
They share 4 payment methods and 1 region. Clearent (Xplor) adds Contactless, Credit Card, Debit Card that Checkout.com does not list; Checkout.com adds Alipay, Amex, Bancontact and 28 more that Clearent (Xplor) does not list; Checkout.com also covers Africa, Asia and 5 more; only Clearent (Xplor) offers Startup Friendly.
Which is cheaper, Clearent (Xplor) or Checkout.com?
Clearent (Xplor) has published rates from Interchange-plus pricing; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Clearent (Xplor) and Checkout.com?
Clearent (Xplor) lists 1 region and 7 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Clearent (Xplor) and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Clearent (Xplor) settles in Next business day, Checkout.com in 1–3 business days.

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