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Clover

Clover

Retail & restaurants

VS

CCBill

Adult Content

CCBill
Fees from
2.3-2.6% + $0.10 vs 10.8-14.5% (adult), 3.9% + $0.55 (standard)
Features

0 shared

1 unique to Clover · 2 unique to CCBill
Regions

2 shared

2 unique to CCBill
Pay methods

3 shared

4 unique to Clover · 4 unique to CCBill
On licensing

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Show full specs
3 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
Clover Clover
CCBill CCBill
Quick Facts
Fees
Standard transaction rate
2.3-2.6% + $0.10
10.8-14.5% (adult), 3.9% + $0.55 (standard)
Settlement
Time to receive funds
1–2 business days
7 business days
Founded
2012
1998
Headquarters
Sunnyvale, California, United States
Phoenix, Arizona
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CCBill leads (2 vs 1)
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Ach Unique
—
✓
Amex Unique
✓
—
Apple Pay Unique
✓
—
Check Unique
—
✓
Diners Unique
—
✓
Discover
✓
✓
Gift Card Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Visa
✓
✓
Regions
CCBill leads (4 vs 2)
Asia Unique
—
✓
Europe
✓
✓
North America
✓
✓
Oceania Unique
—
✓

Clover is best when you...

Retail & restaurants
Need Startup Friendly
Not available with CCBill
View Clover

CCBill is best when you...

Adult Content
Need High Risk Accepted
Not available with Clover
Need Instant Payout
Not available with Clover
Want coverage in Asia, Oceania
Clover doesn't cover these regions
View CCBill

Frequently Asked Questions

What is the difference between Clover and CCBill?
They share 3 payment methods and 2 regions. Clover adds Amex, Apple Pay, Gift Card and 1 more that CCBill does not list; CCBill adds ACH, Check, Diners Club and 1 more that Clover does not list; CCBill also covers Asia, Oceania; only Clover offers Startup Friendly.
Which is cheaper, Clover or CCBill?
Clover has published rates from 2.3-2.6% + $0.10; CCBill has published rates from 10.8-14.5% (adult), 3.9% + $0.55 (standard). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Clover and CCBill?
Clover lists 2 regions and 7 payment methods; CCBill lists 4 and 7. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Clover and CCBill compare on integration and settlement?
both offer a sandbox; both support webhooks; Clover settles in 1–2 business days, CCBill in 7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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