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Clover

Clover

Retail & restaurants

VS

Checkout.com

Global Performance

Checkout.com
Fees from
2.3-2.6% + $0.10 vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

1 unique to Clover · 4 unique to Checkout.com
Regions

2 shared

6 unique to Checkout.com
Pay methods

6 shared

1 unique to Clover · 29 unique to Checkout.com
On settlement

Clover settles in 1–2 business days; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 36 payment methods · 8 regions. We don't rank these — they're here for reference.
Clover Clover
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
2.3-2.6% + $0.10
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2012
2012
Headquarters
Sunnyvale, California, United States
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover
✓
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Gift Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Clover is best when you...

Retail & restaurants
Need Startup Friendly
Not available with Checkout.com
View Clover

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Clover
Need Instant Payout
Not available with Clover
Want coverage in Africa, Asia, Latin America, Middle East, Oceania, Southeast Asia
Clover doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Clover and Checkout.com?
They share 6 payment methods and 2 regions. Clover adds Gift Card that Checkout.com does not list; Checkout.com adds ACH, Alipay, Bancontact and 26 more that Clover does not list; Checkout.com also covers Africa, Asia and 4 more; only Clover offers Startup Friendly.
Which is cheaper, Clover or Checkout.com?
Clover has published rates from 2.3-2.6% + $0.10; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Clover and Checkout.com?
Clover lists 2 regions and 7 payment methods; Checkout.com lists 8 and 35. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Clover and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Clover settles in 1–2 business days, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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